High Risk Ach

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Accept payments in as little as 1-2 business days.
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  • High Approval Rates

  • Multi-Currency Solutions

  • High Risk Solutions

  • Free Application

  • Reliable Payout Schedule

  • Secure Payment Gateway

Acceptable Online Business Categories

JJS Global works with online business owners in the following e-commerce industries:

  • Adult
  • Adult Toys
  • Adult Videos
  • Airline Tickets
  • Antique Collectibles
  • Apparel
  • Astrology
  • Binary Options
  • Bitcoins
  • Car Services
  • Cigars
  • Cosmetic Jewelry
  • Credit Repair
  • Collection Agencies
  • Computer Hardware
  • Continuity
  • Dating Websites
  • Debt Consolidation
  • Direct Response
  • Downloadable Software
  • E-Cigarettes
  • Educational Software
  • Electronics
  • Escort Services
  • Extended Warranties
  • Fantasy Sports
  • Financial Services
  • Fine Jewelry
  • Forex Trading
  • Greeting Cards
  • Hospitality
  • Insurance Brokers
  • Internet Gambling
  • Law Firms
  • Loan Services
  • Magazine Subscriptions
  • Matrimonial Services
  • Medical Collections
  • Medical Marijuana
  • Membership Sites
  • Mobile Apps
  • Multilevel Marketing
  • Multimedia Streaming
  • Nutraceuticals
  • Online Auto Parts
  • Online Casinos
  • Online Poker
  • Online Gaming
  • Online Retail
  • PPI Claims
  • Penny Auction
  • Personal Injury
  • Pet Supply
  • Pharmaceuticals
  • Phone Sex
  • Satellite TV Repair
  • Scholarship Programs
  • Social Gaming
  • Stock Trading
  • Strip Clubs
  • Tax Services
  • Tech Support
  • Telemarketing
  • Ticket Agencies
  • Timeshares
  • Travel Agencies
  • Website Design
  • Weight Loss

JJS Global has been building its network of domestic, offshore, and international acquiring banks. From low risk to high risk and everything in between, we can offer merchant accounts to online businesses in most e-commerce industries.
Call us at 224.535.9462

Credit Card Processing Services for E-Commerce Industries

Take a look at the list above to see if your e-commerce industry is accepted by JJS Global. If you don't see your industry, or aren't sure which industry your business is in, do not worry! JJS Global works with most e-commerce merchants since many of our merchant accounts are customized on a case-to-case basis. The best way to see if you qualify for JJS Global's merchant services is to contact a representative at 1.224.535.9462 or fill the Contact Form to get started.

Get Up and Running in No Time

Once you are approved for an e-commerce merchant account, you may be able to start accepting payments in as little as 1-2 business days. Our in-house merchant account managers work with your new acquiring bank to set up the particulars while our tech team integrates your website with the JJS Global payment gateway.

Check Back for More E-Commerce Industries

As JJS Global forges new partnerships with acquiring banks all over the world, new acceptable e-commerce industries will be added to our list. Keep checking back for added industries, and contact us today if you're in need of a fast credit card processing solution!

High Risk Ach

High Risk Ach

What Kind Of Business Requires The Services Of A High Risk ACH?

Some businesses are classified as high risk businesses and if you run any of such, you will definitely need the services of a high risk ACH to process your payment and make it thrive. The problem here is that the term “high risk” is ambiguous and vague. It can be confusing. In fact, the business that one high risk ACH may term as a high risk business may just be a normal business to another high risk ACH.

To understand it better, some of the characteristics of high risk businesses have been outlined right below.

Characteristics of high risk businesses

Card-not-present transactions

Some high risk businesses involve card-not-present commercial transactions. Some of these businesses are built on models typical banks may not have facilities to handle. A very good example is Bitcoin mining service.

Rapid growth

When a business experiences a very rapid growth within a relatively short period of time, it could also be seen as a high risk business.

Frequent chargeback issues

Any business that encounters a lot of chargeback issues is definitely a high risk business and such a business may not be in good standing with card providers. Businesses that require free trials are also high risk businesses, especially when it includes recurring monthly payments.

Fluctuating sales volumes

Some businesses do not get steady patronage because their demand is seasonal. Sales will shoot up in certain period and it will drop in some other periods. For example, sales and repairs of furnaces and heaters shoot up when winter is fast approaching. The figures drop drastically in summer. If your business sales fluctuate like that, some financial institutions will term it a high risk business.

Involvement of multicurrency processes

If your customers are scattered all over the world, your business will definitely require multicurrency processing. Such a business is a high risk business. Some of these businesses even have an average ticket of more than $100.

The kind of businesses that usually have some or all of these characteristics are:

    Businesses that have unique and hard-to-understand business models Infomercials Multi-level Marketing Travel, Tourism and Accommodation Adult membership sites Bitcoin related products and services Dating sites Health, Fitness and Wellness Products and Services

This is why most financial institutions will not even look into your kind of business. Once it is among the ones listed above, your application will be turned down.

Any financial institution that offers high risk processing must meet the following requirements otherwise, don’t accept.

Support of all major credit cards

An ideal high risk payment processor should support virtually all major credit cards. Each major credit card that is not supported counts against you.

Ability to process high volumes of payment

Some high risk businesses rake in money in high volumes. These payments can overwhelm any processor that does not have facility to handle payments in such volumes and frequency.

Suitable platform

High risk processors should have an enabling platform that offers:

    Safe and simple API systems Detection and prevention of credit card fraud and scam Highly secure payment gateway SSL encrypted servers Ability to handle recurring billing.

In conclusion, having gone through the article, you should now understand high risk businesses better and you should understand the payment services required to make them thrive.


JJS Global, Inc.
1546 Fleetwood Drive, Elgin, IL 60123

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JJS Global
A. 1546 Fleetwood Drive, Elgin, IL 60123
P. +1.224.535.9462
F. +1.224.535.9747
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