Merchant Account Bad Credit

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Acceptable Online Business Categories

JJS Global works with online business owners in the following e-commerce industries:

  • Adult
  • Adult Toys
  • Adult Videos
  • Airline Tickets
  • Antique Collectibles
  • Apparel
  • Astrology
  • Binary Options
  • Bitcoins
  • Car Services
  • Cigars
  • Cosmetic Jewelry
  • Credit Repair
  • Collection Agencies
  • Computer Hardware
  • Continuity
  • Dating Websites
  • Debt Consolidation
  • Direct Response
  • Downloadable Software
  • E-Cigarettes
  • Educational Software
  • Electronics
  • Escort Services
  • Extended Warranties
  • Fantasy Sports
  • Financial Services
  • Fine Jewelry
  • Forex Trading
  • Greeting Cards
  • Hospitality
  • Insurance Brokers
  • Internet Gambling
  • Law Firms
  • Loan Services
  • Magazine Subscriptions
  • Matrimonial Services
  • Medical Collections
  • Medical Marijuana
  • Membership Sites
  • Mobile Apps
  • Multilevel Marketing
  • Multimedia Streaming
  • Nutraceuticals
  • Online Auto Parts
  • Online Casinos
  • Online Poker
  • Online Gaming
  • Online Retail
  • PPI Claims
  • Penny Auction
  • Personal Injury
  • Pet Supply
  • Pharmaceuticals
  • Phone Sex
  • Satellite TV Repair
  • Scholarship Programs
  • Social Gaming
  • Stock Trading
  • Strip Clubs
  • Tax Services
  • Tech Support
  • Telemarketing
  • Ticket Agencies
  • Timeshares
  • Travel Agencies
  • Website Design
  • Weight Loss

JJS Global has been building its network of domestic, offshore, and international acquiring banks. From low risk to high risk and everything in between, we can offer merchant accounts to online businesses in most e-commerce industries.
Call us at 224.535.9462

Credit Card Processing Services for E-Commerce Industries

Take a look at the list above to see if your e-commerce industry is accepted by JJS Global. If you don't see your industry, or aren't sure which industry your business is in, do not worry! JJS Global works with most e-commerce merchants since many of our merchant accounts are customized on a case-to-case basis. The best way to see if you qualify for JJS Global's merchant services is to contact a representative at 1.224.535.9462 or fill the Contact Form to get started.

Get Up and Running in No Time

Once you are approved for an e-commerce merchant account, you may be able to start accepting payments in as little as 1-2 business days. Our in-house merchant account managers work with your new acquiring bank to set up the particulars while our tech team integrates your website with the JJS Global payment gateway.

Check Back for More E-Commerce Industries

As JJS Global forges new partnerships with acquiring banks all over the world, new acceptable e-commerce industries will be added to our list. Keep checking back for added industries, and contact us today if you're in need of a fast credit card processing solution!

Merchant Account Bad Credit

Merchant Account Bad Credit

How Businesses Can Obtain A Merchant Account With Bad Credit

Everyone is aware of the adverse effects of bad credit on a person’s life. As people may not be able to acquire some of the necessary things they require with bad credit, so also, no business can survive on its own if it has imperfections in its credit history. As a matter of fact, such businesses may have a tough time covering maintenance costs or buying supplies, as most vendors will not want to extend a line of credit to them. Businesses with bad credit might also struggle to find customers.

These days, most people prefer to make use of credit cards for purchases due to their ease of handling theft or fraud. So, in order not to lose potential clients, many businesses are already accepting credit cards. It is needful to know that a merchant account is required for any business looking to accept credit cards from its customers. When applying for a merchant account, processors often check the business credit.

Interestingly, businesses can obtain a merchant account with bad credit. When applying for a merchant processor, there are several options to take under consideration. Typically, most merchant account processors are lenient with customers with bad credit.


Most merchant processors will deny any business its account if it has a bankruptcy listed on its credit report. Unfortunately, it can stay on its credit report for a long time (up to 10 years). Any business seeking to acquire a merchant account with bad credit should shop around for a merchant account. This is well recommended because they stand a chance to have their account approved at a higher discount rate even with a bankruptcy.


Regardless of its credit, a business can easily obtain a merchant account a bank particularly if it has a business account with the bank. If the business has other positive accounts with the bank, the institution may like overlook its blemished credit. When a business opens a merchant account with the same bank that maintains its checking account, it’s sure to enjoy lower start-up costs. However, it’s very needful to note that not all banks offer merchant accounts.

Credit and discount rate

A bad credit is obtained when a business’ credit score is below 619. Any business seeking to obtain a merchant account with bad credit must ensure that it has exhausted all its options for a merchant processor before accepting a remarkably high discount rate based on its credit. The discount rate that must be paid to process credit cards can be determined by the business’ credit. Businesses with bad credit may have to pay a higher discount rate with can affect every transaction. Apart from the discount rate, businesses should also be concerned about other fees such as voice verification, application, and lower equipment.

Business structure

Rather than pull the personal credit, merchant account processors may choose to go along with the business credit of businesses structured as a C-corporation or a Limited Liability and possess an employer identification number. For business owners with a corporation, the merchant processor may want to verify their identity by checking their credit.


Merchant Account Bad Credit
JJS Global, Inc.
1546 Fleetwood Drive, Elgin, IL 60123

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2 Things To Consider When Applying Of A Merchant Account With Bad Credit Status

Actually, it does not matter the size of your business currently, most customers who will patronize your services or products would want to pay using credit cards, since check and cash means of payment are in constant decline and is less common as some top investors and policy makers are pushing for a cashless society in a civilized nation such as the US.So, you are expected to have a merchant account ...

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JJS Global
A. 1546 Fleetwood Drive, Elgin, IL 60123
P. +1.224.535.9462
F. +1.224.535.9747
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