3 Myths About State Lender Credit Card Processing - JJS Global, Inc.

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JJS Global works with online business owners in the following e-commerce industries:

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JJS Global has been building its network of domestic, offshore, and international acquiring banks. From low risk to high risk and everything in between, we can offer merchant accounts to online businesses in most e-commerce industries.
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Credit Card Processing Services for E-Commerce Industries

Take a look at the list above to see if your e-commerce industry is accepted by JJS Global. If you don't see your industry, or aren't sure which industry your business is in, do not worry! JJS Global works with most e-commerce merchants since many of our merchant accounts are customized on a case-to-case basis. The best way to see if you qualify for JJS Global's merchant services is to contact a representative at 1.224.535.9462 or fill the Contact Form to get started.

Get Up and Running in No Time

Once you are approved for an e-commerce merchant account, you may be able to start accepting payments in as little as 1-2 business days. Our in-house merchant account managers work with your new acquiring bank to set up the particulars while our tech team integrates your website with the JJS Global payment gateway.

Check Back for More E-Commerce Industries

As JJS Global forges new partnerships with acquiring banks all over the world, new acceptable e-commerce industries will be added to our list. Keep checking back for added industries, and contact us today if you're in need of a fast credit card processing solution!

3 Myths About State Lender Credit Card Processing

Sometimes, you could have a confusing relationship with your state lender credit card processing providers that provide your credit cards payment solutions. If you understand some myths or misconceptions about these providers, it could mean more profit for your business. On that note, here are 3 misconceptions about state lender credit card processing:

1) Only banks can Process Credit Cards: There are some misinformed merchants who think that the only option they have is a bank. This is a common misconception that plaque some merchant. It is often obvious that their business could do better with the use of a merchant account for credit card processing. However, they think that the option is limited to just banks!

If you think that banks are your only option, then you obviously have not heard about third party companies. A fact about third party companies: they are often cheaper and more accessible! Surprised? If you are, then you should know that it gets better. The time it will take for you to process transactions is only a business day: nothing more.

2) Debit cards and credit cards charge the same fees. This is also not true. There are companies that make use of a tiered structure. What it means is that it will cost much less to use PINs with debit cards than the use of credit cards for merchants. All fees are duly disclosed to you before you enter into a signed contract with your company—this is demanded of them. It is the same with state lender credit card processing providers.

3) If you are to choose a state lender credit card processing company, don’t always go for the one with the lowest rate. You should never jump to conclusions and make a decision based on this ‘fact.’ If you decide to make a decision, you should put into consideration your overall set of needs. Anything you decide to do will then be based on it.

The truth is, for those who will be dealing with higher volume of card payments (accepting high volumes), consider to ask for discounted rates. Why? You will be better off in the long run. Apparently, not everyone will be dealing with high volumes. So, what about those that are at the bottom of the ladder? They should not go for discount rates.

They will be better off with a provider that offers lower debit card rates: if your customers will be willing to pay in that way. So if it comes to state lending, all you need to do is to look for a professional state lender credit card processing provider. That should not to be a daunting task, right?

There is something you should know: signing a contract could be tricky if you do not read the contracts thoroughly. As an advice (and a good one): do not sign on those dotted lines if you are not sure about the content of the contract you are about to sign. Always ask for clarifications.


JJS Global, Inc.
1546 Fleetwood Drive, Elgin, IL 60123

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JJS Global
A. 1546 Fleetwood Drive, Elgin, IL 60123
P. +1.224.535.9462
F. +1.224.535.9747
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