4 Misconceptions About High Risk Credit Card Processing - JJS Global, Inc.

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JJS Global works with online business owners in the following e-commerce industries:

  • Adult
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JJS Global has been building its network of domestic, offshore, and international acquiring banks. From low risk to high risk and everything in between, we can offer merchant accounts to online businesses in most e-commerce industries.
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Credit Card Processing Services for E-Commerce Industries

Take a look at the list above to see if your e-commerce industry is accepted by JJS Global. If you don't see your industry, or aren't sure which industry your business is in, do not worry! JJS Global works with most e-commerce merchants since many of our merchant accounts are customized on a case-to-case basis. The best way to see if you qualify for JJS Global's merchant services is to contact a representative at 1.224.535.9462 or fill the Contact Form to get started.

Get Up and Running in No Time

Once you are approved for an e-commerce merchant account, you may be able to start accepting payments in as little as 1-2 business days. Our in-house merchant account managers work with your new acquiring bank to set up the particulars while our tech team integrates your website with the JJS Global payment gateway.

Check Back for More E-Commerce Industries

As JJS Global forges new partnerships with acquiring banks all over the world, new acceptable e-commerce industries will be added to our list. Keep checking back for added industries, and contact us today if you're in need of a fast credit card processing solution!

4 Misconceptions About High Risk Credit Card Processing

high risk credit card processingIt is not uncommon to have a complicated relationship with your high risk credit card processors due to misinformation or misguided sentiments that would affect your transactions negatively. Still, the idea of a ‘cashless’ society is modern and acceptable by an overwhelming majority. So, it is very important for you to be able to separate the myths from the facts. This will solve some of the biggest problems associated with the use of credit and debit cards.

On that note, let’s discuss 4 misconceptions that would affect merchants who need high risk credit card processing payment solutions for their businesses. This will give their customers the much needed option of making payments with the use of credit and debit cards:

1) The fees that credit cards charge, when doing business that deals with high risk credit card processing, is the same when debit cards are used. This is a myth that needs to be debunked to avoid some complications in the use of credit and debit cards. Many enterprises that deal on high risk credit card processing use a tier structure. What this entails is, it will cost much less for those who patronize such services to use a PIN with a debit card than it is with credit cards.

2) The company that processes credit card payment with the lowest rate is more preferable. You should not buy into this. Before you make any commitment and sign a contract that is binding, you should put into serious considerations your over all set of unique needs. Of course, you should know what you need before you search for a credit card processor.

The main reason why you should consider your needs is because a merchant who would accept high volume of credit card payments should consider discount rates. Why? You are better off if you factor in discount rates as your major concern as it will be the best for you. On the other hand, if most of your customers will pay with a debit card, you might want to consider lower debit card rates, from processors that offer high risk credit card processing, as this will be more suitable.

3) ‘Minimum chargebacks’ are avoidable when your charges are lower than the minimum chargeback amount so you will pay less. This is another misconception you should know about. The truth is, minimum chargebacks are not avoidable. For example, if the minimum chargeback per month is $24 , and you charge $9 when transactions are done, you are going to pay the rest of the money: $15.

4) Banks are the only ones that offer credit card payment solutions. This is also not true. If you have not heard about third party companies that do offer these payment solutions or consider that they could be your best option, then you should read some facts about them: they take only an extra business day to process credits card and debit cards transactions; they are often cheaper; and so on it goes.

These are some of the misconceptions associating the use of credit and debit card processing as an efficient payment solutions.

 

JJS Global, Inc.
224.535.9462
1546 Fleetwood Drive, Elgin, IL 60123

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JJS Global
A. 1546 Fleetwood Drive, Elgin, IL 60123
P. +1.224.535.9462
F. +1.224.535.9747
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