How to Get Approved for High-Risk Merchant Services Today

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  • Multi-Currency Solutions

  • High Risk Solutions

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Acceptable Online Business Categories

JJS Global works with online business owners in the following e-commerce industries:

  • Adult
  • Adult Toys
  • Adult Videos
  • Airline Tickets
  • Antique Collectibles
  • Apparel
  • Astrology
  • Binary Options
  • Bitcoins
  • Car Services
  • Cigars
  • Cosmetic Jewelry
  • Credit Repair
  • Collection Agencies
  • Computer Hardware
  • Continuity
  • Dating Websites
  • Debt Consolidation
  • Direct Response
  • Downloadable Software
  • E-Cigarettes
  • Educational Software
  • Electronics
  • Escort Services
  • Extended Warranties
  • Fantasy Sports
  • Financial Services
  • Fine Jewelry
  • Forex Trading
  • Greeting Cards
  • Hospitality
  • Insurance Brokers
  • Internet Gambling
  • Law Firms
  • Loan Services
  • Magazine Subscriptions
  • Matrimonial Services
  • Medical Collections
  • Medical Marijuana
  • Membership Sites
  • Mobile Apps
  • Multilevel Marketing
  • Multimedia Streaming
  • Nutraceuticals
  • Online Auto Parts
  • Online Casinos
  • Online Poker
  • Online Gaming
  • Online Retail
  • PPI Claims
  • Penny Auction
  • Personal Injury
  • Pet Supply
  • Pharmaceuticals
  • Phone Sex
  • Satellite TV Repair
  • Scholarship Programs
  • Social Gaming
  • Stock Trading
  • Strip Clubs
  • Tax Services
  • Tech Support
  • Telemarketing
  • Ticket Agencies
  • Timeshares
  • Travel Agencies
  • Website Design
  • Weight Loss

JJS Global has been building its network of domestic, offshore, and international acquiring banks. From low risk to high risk and everything in between, we can offer merchant accounts to online businesses in most e-commerce industries.
Call us at 224.535.9462

Credit Card Processing Services for E-Commerce Industries

Take a look at the list above to see if your e-commerce industry is accepted by JJS Global. If you don't see your industry, or aren't sure which industry your business is in, do not worry! JJS Global works with most e-commerce merchants since many of our merchant accounts are customized on a case-to-case basis. The best way to see if you qualify for JJS Global's merchant services is to contact a representative at 1.224.535.9462 or fill the Contact Form to get started.

Get Up and Running in No Time

Once you are approved for an e-commerce merchant account, you may be able to start accepting payments in as little as 1-2 business days. Our in-house merchant account managers work with your new acquiring bank to set up the particulars while our tech team integrates your website with the JJS Global payment gateway.

Check Back for More E-Commerce Industries

As JJS Global forges new partnerships with acquiring banks all over the world, new acceptable e-commerce industries will be added to our list. Keep checking back for added industries, and contact us today if you're in need of a fast credit card processing solution!

How To Get Approved For High-Risk Merchant Services Today

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When it comes to getting approved for a merchant account, being classified as a high-risk merchant can have significant implications for your business. Simply by being aware that your business's industry type is high-risk; you can minimize your search and save yourself countless hours and headaches. JJS Global provides high-risk merchant services, and by applying for a merchant account through us, you will be able to start accepting payments faster.

What Makes a Merchant High Risk?

Although there are a lot of business industries that seem obvious to be classified as "high-risk," there are many industries that you may never guess would fall under this category. Why? This is because there are lots of factors that banks use to assess a business's risk, and many of them are less obvious.

What determines whether or not a bank classifies a business as "high-risk" is the potential for fraud, chargebacks, large transactions, subscriptions, recurring delivery of products, and the risk of potential account losses. Businesses can also be classified as high-risk by selling products that are on the fringe of being illegal, blacklisted because of fraud or bankruptcy, delayed delivery of goods after purchase, bad credit, or the business is not registered with local regulatory agencies. Also, trial offers or free offers, as well as infrequent processing, can all cause a business to fall under the "high-risk" category.

Which Industries are High-Risk?

Even if your business has a spotless record, many banks judge risk based on the actions of other companies and the industry as a whole. Here are some common high-risk industries:

  • Alcohol and liquor
  • Bail bonds
  • Cigars and tobacco
  • Credit repair
  • Cruise lines
  • Debt collections
  • E-cigarettes and vapes
  • Fantasy sports
  • Guns, firearms, and ammo
  • Marijuana
  • Multi-level marketing
  • Nutraceutical and supplements
  • Online gaming and casinos
  • Travel and tour operators
  • Trial and free offers
  • Subscriptions and recurring

Getting approval for a merchant account is usually a simple and straight-forward task for non-high-risk merchants, with rates, fees, and features being the main concern. However, high-risk merchants have to hunt for a provider that is connected with a bank that accepts their industry type. This may sound simple enough, but often, merchant services providers will claim they can handle certain high-risk accounts, even if they can't.

This can waste up to a month of your time waiting for a decline and result as a hit against your credit report, with nothing to show for it in the end.

Assuming that you do find a high-risk merchants services provider who takes your business type, as a high-risk merchant, there can be some conditions or limitations for your account's approval. such as:

  • Fixed, lower processing limits
  • A reserve withheld on transactions
  • Limited processing options or gateways
  • Higher processing rates

These limitations should not be a deciding factor as to whether or not you decide to get a high-risk merchant account since not accepting credits is often a worse scenario to be in. To learn more about the pros and cons of high-risk merchant services for your business, contact JJS Global today.

JJS Global, Inc.
1546 Fleetwood Drive, Elgin, IL 60123

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JJS Global
A. 1546 Fleetwood Drive, Elgin, IL 60123
P. +1.224.535.9462
F. +1.224.535.9747
E: This email address is being protected from spambots. You need JavaScript enabled to view it.

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